Hilltop is a small, close-knit city tucked entirely inside Columbia Heights, and it is unlike almost anywhere else we work. Most homes here are manufactured homes in one of the city’s four communities, with a handful of permanent homes and apartments mixed in. Because selling a manufactured home works differently from selling a typical site-built house, we want to give you straight, useful information rather than a one-size-fits-all pitch.
We are a real cash home buyer with more than 10 years of experience, 900+ purchases, and a BBB A+ rating. Below is an honest look at how a sale works in Hilltop and where we can help.
How selling works depends on your home and your lot
The most important question in Hilltop is whether you own the land your home sits on, or lease the lot in one of the communities.
- If you own a permanent, site-built home, or a manufactured home on land you own, your home is generally treated as real estate. That is a standard sale, and we can make you a straightforward cash offer, as-is, the same way we would anywhere else.
- If your manufactured home sits on a leased lot in one of the communities, the home is usually titled as personal property rather than real estate, and a sale generally involves the community’s approval of the buyer and the lot lease. That is a different kind of transaction from a normal house purchase, and it is not something we currently buy.
If you are not sure which situation applies to you, that is exactly the kind of thing we can help you figure out on a quick call, with no pressure either way.
How can we help in Hilltop?
For site-built homes and manufactured homes on owned land, we buy as-is for cash: no repairs, no cleaning, no agent commissions or fees, and you choose the closing date. That covers homes that are dated, need work, are vacant, or came to you through an inheritance.
For a manufactured home on a leased lot, a cash purchase is not something we currently offer, since those homes are titled and sold differently from a standard house purchase. We would rather tell you that plainly than waste your time. We are still glad to talk through your situation and point you toward the community or another resource that can help.
Why do people in Hilltop look for a cash sale?
The reasons are the familiar ones, though the path to a sale depends on the home:
- An inherited home that heirs need to settle, especially from out of town. Our Minnesota probate guide explains the estate side.
- A home that is dated or needs repairs the owner does not want to make.
- A home that has been sitting empty.
- Financial pressure, including missed payments or a looming foreclosure. If that is where you are, our Minnesota foreclosure guide walks through the timeline, and the Anoka County page and Minnesota tax-forfeiture guide cover back property taxes.
What are the utilities in Hilltop?
- Water and sewer are run by the City of Hilltop, which maintains its own systems. If your home is in one of the communities, some utilities may be billed through the community, so confirm how yours are handled.
- Electricity comes from Xcel Energy, and natural gas from CenterPoint Energy. Confirm your providers.
- Police and fire service is provided by neighboring Columbia Heights under contract.
If a home has been sitting empty with the utilities off, that is not a problem on our end for the homes we buy. And when we do buy, any past-due utility balances tied to the property can be settled at closing so nothing follows you afterward.
This page is general information, not legal or tax advice. How a manufactured home is titled and sold in Minnesota has specific rules, so confirm the details for your home and lot before relying on them.
What is Hilltop actually like?
Hilltop is one of the smallest cities in Minnesota, just a handful of blocks covering about a tenth of a square mile, sitting entirely surrounded by Columbia Heights along Central Avenue (Highway 65). It was incorporated in 1956 and has always been a community built around manufactured housing, and it remains a tight, neighborly place where people tend to know each other. It has its own city hall and park, contracts with Columbia Heights for police and fire, and sends students to the Columbia Heights School District (ISD 13).
For all its small size, Hilltop sits minutes from Minneapolis with the full Central Avenue business corridor at its edge.
Talk to us about your Hilltop home
If you are thinking about selling a home in Hilltop, reach out and we will give you honest guidance for your specific situation, whether that ends in a cash offer from us or simply pointing you the right way.
Call or text 715-716-7272.
For the surrounding area and other Anoka County communities we buy in, see our Anoka County page and our Minnesota home-selling hub.
General information only, not legal or tax advice. Verify any city, county, or tax detail for your specific property before relying on it.